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About Us

D4Insurance is a values based insurance agency – our core priority is always to do the right thing for our clients, because it’s the right thing, regardless of the financial implications. We know that if we treat our clients well, set proper and reasonable expectations, and over-deliver on those expectations – that success will always follow. So, always expect us to do the right thing – which is to act in your best interest first.

We won’t try to sell you something you don’t need, but we will never sell you “cut-rate” insurance just to get your premium lower. If you’re looking for the “cheapest thing you have”, we’re most likely not going to be a good fit for you. However, if you’re looking for proper insurance coverage, at a competitive price, then you will be very pleased with us. We are an independent agency, meaning that we can shop among the top rated carriers for proper coverage/price, and make them compete for your business. We will always endeavor to let you know your coverage options so you can make an informed decision about your insurance coverage.

We do things a little differently than you may have experienced before. We believe that your time – as well as ours – is valuable, so we use technology to enhance your experience, and make it a quick and efficient one. We have happy clients all the way from the Upstate of SC, down to the coast – and everywhere in between. If you’re always busy – as most of our clients are – you don’t need to make a trip to our office to make payments, coverage changes, etc – we can do many things over the phone and email. But you’re always welcome to stop by, and we still also make visits to some of our larger commercial clients as well. Don’t look for us to skip out on thoroughness though – we always take the necessary time to make sure that we are addressing your needs properly, and diligently. Technical competence is also very important to us, and is one of our core values. We are constantly learning and improving our processes to make it easier for our clients to do business with us.


  • We are a small agency who strives to know each of our clients personally – to know about your business/personal insurance needs, and insure them as if they were our own.
  • If you email us with a request, we will get it done.
  • If you leave is a voice message, we will call you back.
  • If we tell you we are going to do something, you can trust that it will be done.


  • We don’t have thousands of clients like many of the mega-agencies – we have a few hundred who we serve very well.
  • We won’t bug you with sales calls trying to sell you the latest coverage offering every time something new comes out – just to increase our revenue.
  • We won’t disappear when claim time comes…we won’t blow you off when you need us most!

Insurance is what we do to provide for our families, and we take the trust our clients place with us very seriously. Each and every client is important to us, and we will do everything possible to make your experience with us pleasant, efficient and worthwhile. Give us a call, or send us an email if you would ever like a second opinion on your coverages, or just have a question. We always have time, and enjoy talking to our current, and future, clients.

An Independent Advantage

We are Independent Agents in Greenville, South Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. D4Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.